Category Archives: Archived

Newton’s Law of Motion says that “every action has an equal and opposite reaction”. There is also the common understanding that with every decision there IS a consequence and most often an unexpected one at that.

The various News Outlets have been caught in the stir of predictions regarding the likelihood of the Big “R” word, yes, I mean Recession. The fact of the matter is, in what I call Demand Based Economy’s, the cycle of expansion and contraction are seemingly inevitable components. Demand, for any product or service, does not remain consistent over time, consistently stable, consistently expanding or consistently contracting. The only consistent component is that these attributes will demonstrate their persistence.  Read more...

“The Resolution”

I’ve struggled with how best to compose this,  the last offering in this series so much so that I’ve had to re-work the composition no lest than eight times.  Seems there’s so much more to say and, accounting for the desire to not publish a manuscript,  I’ve had to severely edit the piece.  My only worry of course is that it doesn’t quite deliver the “punch” I intended.  In other words, an item looses its identity when it no longer resembles itself.  Let’s just move on!  Read more...

First,  so that we’re all on the same page,  an excerpt from “Part 1”:

“Over the past many months much has been “pressed” on the subject of the “Mortgage   Crisis in America”.  This conversation will continue for many more months if not years so don’t look for the dialogue to end any time soon.   To aid in the process fueling this great confabulation I’ve decided to put pen to paper and start my own commentary so prepare yourself for a 3 Part series on the subject which I’ve blithely titled “Whose Mess is This Really?”  Read more...

Over the past many months much has been “pressed” on the subject of the “Mortgage Crisis in America”.  This conversation will continue for many more months if not years so don’t look for the dialogue to end any time soon.   To aid in the process fueling this great dialogue I’ve decided to put pen to paper and start my own commentary so prepare yourself for a 3 Part series on the subject which I’ve blithely titled “Whose Mess is This Really?”

This series will be defined,  from the layman’s vantage point,  simply by a fundamental discussion of  (1.)  What is the Mortgage Market,  (2.) The Mortgage Industry and Consumer Practice,  and (3.) The Resolution .  Read more...